Financial Information

Your course may be
covered by your HSA or FSA.

Addiction is a recognized chronic illness. Education that helps families manage it may qualify as a reimbursable medical expense.

This course may be eligible for HSA/FSA reimbursement as a medical education expense. Eligibility typically requires a Letter of Medical Necessity (LMN) from a licensed healthcare provider linking the course to the treatment or mitigation of a specific chronic illness (such as Substance Use Disorder). We recommend consulting your plan administrator or tax professional to confirm your specific coverage.
The Basis

Why This Course May Qualify

The IRS recognizes several pathways through which addiction-related family education may be a qualified medical expense.

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Addiction as a Chronic Illness

The IRS recognizes alcoholism and drug addiction as diseases. Under IRS Publication 502, expenses for the "diagnosis, cure, mitigation, treatment, or prevention of disease" are qualified medical expenses.

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Medical Conference Provision

IRS Publication 502 allows the deduction of admission fees for medical conferences related to the chronic illness of a spouse or dependent, provided the information is "primarily for and essential to" their care.

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Mitigation of Secondary Conditions

If a family member develops a diagnosable condition — such as Adjustment Disorder or Anxiety — due to a loved one's addiction, this course may serve as treatment or mitigation for their specific condition.

IRS Citations

The Legal Foundation

IRS Publication 502
"Medical care expenses include… diagnosis, cure, mitigation, treatment, or prevention of disease."
IRS Publication 502
"You can include… the cost of attending a medical conference that relates to the chronic illness of yourself, your spouse, or your dependent."
IRC Section 213(d)
Defines medical care as "amounts paid for the… mitigation, treatment, or prevention of disease."
SAMHSA / NIDA
Defines addiction as a "chronic, relapsing disorder" — meeting the IRS definition of a disease eligible for medical expense deduction.
How to File

Four Steps to Reimbursement

Follow these steps to submit your course enrollment for HSA or FSA reimbursement.

1
Get a Letter of Medical Necessity
Ask your physician, therapist, or licensed counselor to write a letter stating this course is essential to the treatment of a specific diagnosis (e.g., Substance Use Disorder, Adjustment Disorder, Caregiver Stress).
2
Confirm the Diagnosis Code
The LMN should link the course to a specific ICD-10 code. Your healthcare provider will know which code applies to your situation.
3
Get Your Itemized Receipt
After enrollment, your confirmation email serves as your receipt. It includes the business name, date, price ($97), and course description. Need a formal receipt? Email info@facingaddictionwithhope.com.
4
Submit to Your Plan Administrator
File the LMN, receipt, and any required forms with your HSA/FSA administrator. Processing times vary by plan.
Disclaimer: This information is provided for educational purposes only and does not constitute tax or legal advice. HSA/FSA eligibility varies by plan and individual circumstances. We recommend consulting a qualified tax professional or your plan administrator to determine your specific eligibility.

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